Horos Value Iberia

A mutual fund is an unincorporated entity whose assets are made up of contributions from a variable number of investors, known as unitholders. These funds have a depositary and a management company. The role of the managing entity is to collectively invest these contributions in various financial assets, such as fixed income or equities, following predefined guidelines. Each unitholder owns a portion of the fund’s assets in relation to the value of his or her contributions. This equity will grow or decrease according to the performance of the financial assets that make up the fund and the inflows and outflows of capital.”

You can register directly on our website at this link. To complete the registration process, we will need your personal data, including your postal and tax address, as well as the completion of a Suitability test and a Knowledge test. At the end of the process, you must specify whether it is a subscription or a fund transfer. We will also ask you to upload a copy of your ID or valid identification document to our platform, or send it by email to info@horosam.com.

Yes, you can make periodic contributions once you are already a client. To make the periodic contribution you have to follow the following steps: 1º You can start the process of periodic contributions from your client area by clicking on “”Operate“” and selecting “”New operation“”. On the next page, choose “”Periodic contributions“” in the field “”Type of operation“” and follow the steps indicated until you validate the operation by SMS“”. 2º Instruct your bank to make an automatic transfer every month to the account of the fund you wish to subscribe to. For Horos Value Iberia, use IBAN ES23 0038 5777 1800 1604 2804, and for Horos Value Internacional, use IBAN ES28 0038 5777 1600 1604 2812.

If you are already a direct client of Horos, you can give the subscription order by accessing your private area at this link. The cut-off time for the order to be placed with a value on day D is 2:00 p.m. Refunds will always be settled on D+2, that is, two days after the date of the redemption order. The money will be transferred to the account indicated by the participant, which must be in his or her name.

There are no restrictions on the withdrawal of mutual funds, but the management company may require up to 10 days’ notice for withdrawals exceeding €300,000. In addition, if the total amount withdrawn by the same unitholder in a 10-day period reaches or exceeds 300,000 euros, the management company will request 10 days’ notice for new redemption requests made in the following 10 days, regardless of their amount. To calculate these figures, the total of the redemptions ordered by the same representative will be considered.