Investment Funds
At Horos, we believe in the power of investment funds as a key tool to create and preserve long-term wealth. With active management and based on the Value Investing philosophy, our funds are designed to maximize returns and minimize risks over time.
Iberian equity fund Horos Value Iberia
The Value Iberia Fund is a variable income fund that focuses on identifying the best opportunities within the Iberian market, including Spain and Portugal. Following our investment philosophy based on 'value investing', we look for undervalued companies with high growth potential and solid financial fundamentals. This approach allows us to offer our investors a diversified portfolio, backed by deep knowledge of the local market.
Learn more about Horos Value IberiaMain companies in the Iberian portfolio
7,2%
Catalana Occidente
5,9%
Alantra
5,9%
Semapa
With our exclusive App, you can follow the progress of your savings and their performance in real time. In addition, you can carry out your transactions with total comfort and security, from anywhere and at any time.
With this application we demonstrate our commitment to transparency and accessibility with all our co-investors.
InvestGlobal equity fund Horos Value Internacional
The International Value Fund is a global equity fund that allows investors to access international markets with a value-based approach. We invest in stocks of leading and promising global companies, using detailed analysis to select undervalued companies that offer high potential for long-term profitability. Our commitment is to find value where others do not see it, always maintaining a disciplined and long-term approach.
More about Horos Value InternacionalMain companies in the international portfolio
5,3%
Zegona
4,9%
Ayvens
4,6%
Catalana Occidente
Benefits of managed funds
Investing with Horos means accessing active management that prioritizes maximizing the expected profitability, minimizing the risks incurred with each investment. Our managers look for the best investment opportunities at all times, taking advantage of market fluctuations. At Horos, we work to grow your savings and help you achieve your long-term financial goals
Minimum investment amount of €100
Recover your investment at any time
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Frequently asked questions
We answer all your questions about investment funds in our frequently asked questions section.
What is an investment fund?
An investment fund is an entity without its own legal personality, whose assets are made up of the contributions of a variable number of investors, known as participants. These funds have a depositary and a managing entity. The function of the managing entity is to collectively invest these contributions in various financial assets, such as fixed income or variable income, following predefined guidelines.
Each participant owns a part of the fund’s assets in relation to the value of their contributions. This assets will grow or decrease depending on the profitability of the financial assets that make up the fund and the inflows and outflows of capital.
How to register as a client in a Horos investment fund?
You can sign up directly on our website at this link.
To complete the registration process, we will need your personal data, including your postal and tax address, as well as completing a convenience test and a knowledge test. At the end of the process, you must specify whether it is a subscription or an entry transfer from another fund. We will also ask you to upload a copy of your current ID or identification document to our platform, or to send it by email to info@horosam.com.
Can periodic contributions be made to investment funds?
Yes, you can contract periodic contributions once you are already a client. To make the periodic contribution you have to follow the following steps:
1º You can start the periodic contribution process from your client area by clicking on “Operate” and selecting “New operation”. On the next page, choose “Recurrent contributions” in the “Operation type” field and follow the steps indicated until you validate the operation via SMS.
2º Tell your bank to make an automatic transfer every month to the fund account you want to contract. For Horos Value Iberia, use the IBAN ES23 0038 5777 1800 1604 2804.
How is a refund made in a Horos fund?
If you are already a direct Horos client, you can place the refund order by accessing your client area at this link.
The cut-off time for the order to be placed with a value on day D is 2:00 p.m. Refunds will always be settled on D+2, that is, two days after the date of the refund order. The money will be transferred to the account indicated by the participant, which must be in his/her name.
Is there a limit on the amount I can withdraw from my investment fund?
There are no restrictions on the withdrawal of investment funds, but the management company may require up to 10 days’ notice for redemptions exceeding €300,000. In addition, if the total amount withdrawn by the same shareholder in a 10-day period reaches or exceeds €300,000, the management company will require 10 days’ notice for new redemption requests made in the following 10 days, regardless of their amount. To calculate these figures, the total of the redemptions ordered by the same representative will be considered.
Do you have more questions?
We answer more questions in the ‘Frequently Asked Questions‘ section
Transfer your pension plan to HOROS and improve the profitability of your savings for your retirement
Do you think that the profitability you are obtaining with your current pension plan will not give you the quality of life you want for your retirement? In addition to being a magnificent short-term tax saving tool, pension plans, if well managed, can provide very significant savings to face your future and that of yours with great peace of mind.
Our pension plans invest 100% of assets in variable income, which is, by far, the most profitable asset in the long term. Transfer your pension plan to Horos and invest with the management team that leads profitability in this type of asset in the last 5 years among managers domiciled in Spain*.
*VDOS: “Map of investment fund managers” 3T24.