Investment Funds

At Horos, we believe in the power of investment funds as a key tool to create and preserve long-term wealth. With active management and based on the Value Investing philosophy, our funds are designed to maximize returns and minimize risks over time.

Iberian equity fund Horos Value Iberia

The Value Iberia Fund is a variable income fund that focuses on identifying the best opportunities within the Iberian market, including Spain and Portugal. Following our investment philosophy based on 'value investing', we look for undervalued companies with high growth potential and solid financial fundamentals. This approach allows us to offer our investors a diversified portfolio, backed by deep knowledge of the local market.

Learn more about Horos Value Iberia

Main companies in the Iberian portfolio

These are some of the companies that occupy the top positions in our Horos Value Iberia portfolio in terms of percentage invested.

7,2%

Catalana Occidente

5,9%

Alantra

5,9%

Semapa

With our exclusive App, you can follow the progress of your savings and their performance in real time. In addition, you can carry out your transactions with total comfort and security, from anywhere and at any time.

With this application we demonstrate our commitment to transparency and accessibility with all our co-investors.

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If you are already a client, download the app to track the progress of your investments.

Global equity fund Horos Value Internacional

The International Value Fund is a global equity fund that allows investors to access international markets with a value-based approach. We invest in stocks of leading and promising global companies, using detailed analysis to select undervalued companies that offer high potential for long-term profitability. Our commitment is to find value where others do not see it, always maintaining a disciplined and long-term approach.

More about Horos Value Internacional

Main companies in the international portfolio

These are some of the companies that occupy the top positions in our Horos Value International portfolio in terms of percentage invested.

5,3%

Zegona

4,9%

Ayvens

4,6%

Catalana Occidente

Benefits of managed funds

Investing with Horos means accessing active management that prioritizes maximizing the expected profitability, minimizing the risks incurred with each investment. Our managers look for the best investment opportunities at all times, taking advantage of market fluctuations. At Horos, we work to grow your savings and help you achieve your long-term financial goals

Minimum investment amount of €100

You will have the flexibility to make deposits of a minimum of €100 periodically or at the time you prefer, thus adapting to your needs and financial possibilities.

Recover your investment at any time

Although we recommend an investment period of at least 5 years to aspire to obtain a satisfactory return.

Do you want to receive more information about any of the Horos Investment Funds?

Leave us your information and we will send you all the information you need.

Horos Asset Management, SGIIC, SA, as data controller, will process your data in order to send information about this investment fund and contact you to provide more information by email, as well as any information regarding other Horos savings products or additional information, in accordance with our privacy policy.

Our client endorses us

I am a shareholder in Horos Internacional pension plan and I am very happy with the investment philosophy the managers practice. They are a great investment team who is totally aligned with us, the shareholders. In our first interaction, the sales representative showed great patience in explaining everything in full detail to me. I will continue to make contributions to the pension plan every year.

Salva Gil
IT Technician

I am invested in their personal pension plan and the truth is that I am very happy with the results. The return they are obtaining is very interesting and the communication with the shareholder is second to none! 100% recommended to all savers!

Esther Revenga
Teacher

Excellent value investing-oriented capital management firm. A team of professionals who honor the mission and values they profess, with deep knowledge of the stock markets and the companies they bet on. Credibility, sensitivity, attention to detail plus a personalized and well-crafted customer service. I have been investing with them for five years, and not only the value of my investments has increased considerably, but also the treatment I have received is unbeatable.

Marta Rodríguez
Consultant, mentor and trainer in Organizational Welfare and Talent Development

A friend of mine told me about the Horos mutual funds and, after following his advice, I decided to invest a portion of my savings with them. So far, my decision has proven to be wise, as not only have I increased my capital, but I have also enjoyed an excellent customer service. There is always someone available to answer any questions I may have, and they respond quickly and efficiently, which gives me great peace of mind and confidence in my investment.

Roberto Ramos
Project manager in innovation

A management team that genuinely embraces a value investing philosophy. A team of independent managers whose interests are fully aligned with those of their clients. In my case, I have trusted them since they were in Metagestión SGIIC, and I continue to trust them now in Horos. I could not be happier as I’m aware the returns I’m obtaining are difficult to get from other managers. 100% recommended.

José Mora García
Investment relations

As a lawyer specialized in finance, I highly value Horos’ approach to value investing and their commitment to transparency and communication with clients. I have been collaborating with them for 4 years and my main objective was to find where to invest my savings for the long term. Thanks to its young and dynamic team, they guarantee an ethical and responsible service that has also proven to obtain very good results (their Iberian fund was the most profitable in its category in 2021).

Ignacio Pinedo
Lawyer

Excellent personal experience with the group of people that leads this investment manager. I knew them when they were managing other fund in their previous firm, and without a doubt I bet on them in this new stage.

Pablo Sanchís
Senior Financial Planning and Analysis

My small capital could not be in better hands. Despite the difficult times we are living, the results are good.

Rita Bello
Retired

I’m an investor in the international fund since the beginning of 2023 and the truth is that I didn’t expect to obtain such positive results in such a short period of time. This is my first time buying this type of financial product and, because of that, I appreciate greatly that they have spent as much time as needed to solve all my doubts and explain the fund’s holdings in full detail. It gives me peace of mind that such a good investors invest their money along mine, and that they do it by applying a common sense-based method. I wish I had known them before!

Erika Hita
Team Leader

Hello, I am an investor in the international Horos fund because we share the market vision, both from the point of view of “value investing” and from the “Austrian school of economics”. Their quarterly letters are exquisite for delving into both market philosophies. Furthermore, when investing in Horos you have the advantage that, despite the great track record of results of its managers, the assets managed are much smaller than in other similar managers, which gives it investment flexibility and unique future potential. If you add to this that the managers are the owners of the company and that they invest their assets with yours, I can’t think of any other investment where you can sleep more peacefully.

Fabián González
Doctor in microbiology

Frequently asked questions

We answer all your questions about investment funds in our frequently asked questions section.

An investment fund is an entity without its own legal personality, whose assets are made up of the contributions of a variable number of investors, known as participants. These funds have a depositary and a managing entity. The function of the managing entity is to collectively invest these contributions in various financial assets, such as fixed income or variable income, following predefined guidelines.

Each participant owns a part of the fund’s assets in relation to the value of their contributions. This assets will grow or decrease depending on the profitability of the financial assets that make up the fund and the inflows and outflows of capital.

You can sign up directly on our website at this link.

To complete the registration process, we will need your personal data, including your postal and tax address, as well as completing a convenience test and a knowledge test. At the end of the process, you must specify whether it is a subscription or an entry transfer from another fund. We will also ask you to upload a copy of your current ID or identification document to our platform, or to send it by email to info@horosam.com.

Yes, you can contract periodic contributions once you are already a client. To make the periodic contribution you have to follow the following steps:

1º You can start the periodic contribution process from your client area by clicking on “Operate” and selecting “New operation”. On the next page, choose “Recurrent contributions” in the “Operation type” field and follow the steps indicated until you validate the operation via SMS.

2º Tell your bank to make an automatic transfer every month to the fund account you want to contract. For Horos Value Iberia, use the IBAN ES23 0038 5777 1800 1604 2804.

If you are already a direct Horos client, you can place the refund order by accessing your client area at this link.

The cut-off time for the order to be placed with a value on day D is 2:00 p.m. Refunds will always be settled on D+2, that is, two days after the date of the refund order. The money will be transferred to the account indicated by the participant, which must be in his/her name.

There are no restrictions on the withdrawal of investment funds, but the management company may require up to 10 days’ notice for redemptions exceeding €300,000. In addition, if the total amount withdrawn by the same shareholder in a 10-day period reaches or exceeds €300,000, the management company will require 10 days’ notice for new redemption requests made in the following 10 days, regardless of their amount. To calculate these figures, the total of the redemptions ordered by the same representative will be considered.

Do you have more questions?

We answer more questions in the ‘Frequently Asked Questions‘ section

Transfer your pension plan to HOROS and improve the profitability of your savings for your retirement

Do you think that the profitability you are obtaining with your current pension plan will not give you the quality of life you want for your retirement? In addition to being a magnificent short-term tax saving tool, pension plans, if well managed, can provide very significant savings to face your future and that of yours with great peace of mind.

Our pension plans invest 100% of assets in variable income, which is, by far, the most profitable asset in the long term. Transfer your pension plan to Horos and invest with the management team that leads profitability in this type of asset in the last 5 years among managers domiciled in Spain*.

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