Start investing right now, easily and safely
Investing may seem a complex task, only reserved to finance experts. However, it’s not that way. Now you can invest and grow your savings effortlessly. We tell you all you need to know.
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In Horos we carry out a thorough analysis of the companies we invest in, based on a value investing philosophy. Our aim is to maximize the expected return, while minimizing the risks involved.
By following this methodology, our managers have obtained excelent results, positioning our products among the best-performing mutual funds over the long run.
Know more about our investing philosophyWhat do you need to know before starting?
We know that value investing is the investment strategy with more common sense. However, it's not the most extended strategy among those who invest. For this reason, having the right aptitudes to invest in our products will be key to success. Here we explain some to you:
If you want to know more about our investment philosophy or our products, please contact us. We will answer any questions you may have and advise you on the best option to achieve your goals.
Contact usWho are our products aimed at?
Our products are available to anyone who wants to get a return on their savings over a long period of time.
No minimum age required
Anyone can invest with Horos, there's no age limit. If the holder is a minor, the signature of the guardian or legal representative will be required.
No prior knowledge required
No prior or technical knowledge of investments is required to invest in Horos. We have an investment methodology that is easy and accessible to everyone.
Large capitals aren't necessary
With minimum investment ranging from €50-€100, depending on the product, which you can make periodically or at any time you prefer, thus adapting to your needs and financial possibilities.
Products for all needs and objectives
Whether you want to grow your savings or supplement your retirement pension, we have products designed to help you achieve your goals.
With our exclusive App, you can follow the progress of your savings and their performance in real time. In addition, you can carry out your transactions with total comfort and security, from anywhere and at any time.
With this application we demonstrate our commitment to transparency and accessibility with all our co-investors.
If you are already a client, download the app to track the progress of your investments.
Find the product that best suits your goals
Mutual funds
Our equity investment philosophy is reflected in our mutualfunds:
Horos Value Iberia
Iberian equity fund that invests in shares in the Spanish and Portuguese markets, following an investment philosophy based on value investing.
Horos Value Internacional
Global equity fund that invests in shares from any international market, following an investment philosophy based on value investing.
Pension Plans
Following our same long-term international investment strategy and designed to complement the retirement pension:
Horos Internacional, PP
Global equity pension plan, which invests in shares of various markets worldwide, following a philosophy based on value investing.
Horos Internacional Empleo, PPE
Workplace pension scheme, which allows both the company and the employee to make periodic contributions in order to supplement the retirement pension.
Horos Internacional Autonomos, PPES
Occupational pension plan for freelancers or the self-employed, in which periodic contributions are made to supplement the retirement pension.
We are crasftmen of investments
Behind every decision are numerous hours of work, attention to detail and maximum dedication. Like a craftsman, we constantly seek excellence in every step of the way.
Latest publications
Letter to our co-investors 3Q24
Dear co-investor, The third quarter of 2024 has seen unprecedented volatility in Asian markets, with dramatic swings in the Japanese and Chinese stock markets not seen in decades. Meanwhile, in the West, equity markets have remained relatively stable, with major indices continuing their relentless rise. In this letter, we aim to unravel the underlying causes of recent events in Asian markets. Additionally, we will analyze why, in a financial environment so prone to abrupt changes, it becomes even more crucial to maintain patience and adhere to a robust, common-sense investment strategy like the one we implement at Horos.
Letter to our co-investors 2Q24
Dear co-investor, After wrapping up the second quarter of 2024, we can highlight few new developments in financial markets. The reality is that the euphoric dynamics in the technology sector persist, to a greater or lesser extent, pushing the U.S. stock market to new highs and helping this market to continue outperforming most other regions. This letter will focus on the potential unsustainability of this and the importance of investing with a high margin of safety.
Letter to our co-investors 1Q24
Dear co-investor, The start of 2024 has once again been very positive for global equities, continuing the excellent performance already shown in 2023. Our Horos Value Internacional and Horos Value Iberia funds have been part of this trend, posting returns of 5.9% and 1.1%, respectively.
Letter to our co-investors 4Q23
Dear co-investor, First of all, I would like to take this opportunity to wish you all the best for the new year. We concluded 2023 with two reasons for celebration.
Letter to our co-investors 3Q23
Dear co-investor, This quarter, the management team formed by Alejandro, Miguel and myself is celebrating eleven years working in the complex and fascinating world of investing. A period in which we have remained faithful to the same investment principles and in which we have always managed two strategies: international and Iberian equities. In these eleven years we have delivered c
